Apply to become a LIC Agent

Why choose LIC?

Job Reputation

63 years of Treasuring the trust of Indians. LIC is most trusted insurence brand in India

High Income

Earn 35% of commission on the first year premium and attractive renewal commission 

Work Freedom

Work Part time/Full time, flexible working hours or work with existing job 

Benefits for LIC Agent

As an Agent, you will be a true entrepreneur. You have the freedom to be your own boss: work for yourself, choose your own clients and make your own money. All of this, without any initial capital investment.

35% Commission on 1st year Premium

Earn high commission on the policies. You will get 35% commission on 1st year premium, then 7.5% for 2nd and 3rd year + 5% commission till the policy ends. 

Flexible Working Hours

As a LIC Agent, you can work Part time/Full time as per your convinience. You can also work as a agent with your existing job, giving you full work flexibility. 

Minimum Interest Loan only for LIC Agents

You will get intrest free (0% Intrest) loan for purchasing Laptop, 5% to 7.5% Intrest on housing loan + attractive Two & Four wheeler loan.    

Complete Training & Awards from LIC

You will recieve complete training from the LIC Development Officer, so you can perform better and excel in your career. Also best performing agents get yearly awards.

Gratuity up to 2 Lacks + Full Mediclaim cover

As a agent you are entiteled to recieve gratuity and full mediclaim cover from LIC 

Unlimited Income Opportunities

As a agent you can earn as per your performance with no upper limit on your income. Top performing agents become part of Million Dollar Round Table: a global forum that salutes the world’s most successful Insurance Agents.

How to become a LIC Agent?

Being a LIC Agent is easy 6 steps process. Apply Now & fill the form. Our Development officer will help you to complete all the steps necessary. 

1. Apply Now and register

✔ Apply now & fill the contact form.

✔ Our Development officer will call you and set up a meeting with you.

✔ Our officers will explain the process, clear your doubts and collect the required documents.

2. Submit documents

Kindly provide photocopy of these documents to our Development officer. 

Documents:

✔ 4 Colour Photos
✔ Age Proof
✔ School Leaving Certificate
✔ S.S.C Marksheet
✔ H.S.C. Marksheet
✔ Graduation Marksheet
✔ Pan Card
✔ Address Proof
✔ Cancelled Cheque

3. Pay basic fees

✔ Rs 150 [Registration fees]
✔ Rs 150 [Online Training]
✔ Rs.500 [Online Exam Fees]

4. Offline OR Online training for 25 Hours

✔ Our Development officer will provide you Necessary training. 

✔ Training will be held offline or online as per your convinience 

✔ You will recieve Training certificate from LIC after complition of 25 hours training 

5. IRDA Online Exam of 50 Marks

✔ After successful of Completion of training, You need to give online examination conducted by the insurance regulatory and development authority (IRDA).

✔ You will clear the exam after securing the required passing marks – 17/50. 

6. Get your LIC Agent License!

✔ After successful Completion of the examination you will be awarded an Appointment Letter by the IRDA to work as an insurance agent.

✔ You will be appointed as an LIC Agent 

LIC's Bima Sakhi Scheme FAQ's

1. What Is LIC’s Bima Sakhi Scheme?

LIC’s Bima Sakhi Scheme is a special career program for women offering a stipend and commission-based income, empowering them with financial independence and professional growth.

2. Who Can Apply for the LIC Bima Sakhi Scheme?

Women aged 18-70 years who have passed the 10th grade can apply. This includes homemakers, students, and career seekers.

3. What Are the Benefits of Becoming a Bima Sakhi?
  • Monthly stipend for three years
  • Unlimited earning potential through commissions
  • Flexible working hours
  • Comprehensive training and career suppor
4. How Much Stipend Do LIC's Bima Sakhi Receive?
  • 1st Year: ₹7,000/month
  • 2nd Year: ₹6,000/month (subject to policy retention)
  • 3rd Year: ₹5,000/month (subject to policy retention)
5. Is There Any Minimum Performance Requirement for Bima Sakhi?

Yes, agents must insure at least 24 lives and earn ₹48,000 in first-year commissions annually to maintain the stipend.

6. What Documents Are Required to Apply for Bima Sakhi Scheme?
  • PAN and Aadhaar cards
  • 10th-grade certificate
  • Passport-sized photos
  • Proof of highest education
7. How Much Is the Application Fee for LIC’s Bima Sakhi Scheme?

The total fee is ₹650, which includes ₹150 for LIC registration and ₹500 for the IRDAI exam.

8. Can Existing LIC Agents Apply for Bima Sakhi?

No, current LIC agents, their close family members, and retired LIC employees are not eligible for this scheme.

9. How Can I Apply for LIC’s Bima Sakhi Scheme?

Fill out the application form online, attach the required documents, and pay the registration fee. LIC’s Development Officer will guide you through the process.

10. Is Training Provided for LIC Bima Sakhis?

Yes, LIC provides IRDA training and assistance with the IC 38 exam, which is mandatory to become a certified agent.

Apply Now

Apply to become a LIC Agent

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