Jeevan Arogya
Plan which provides health insurance cover against certain specified health risks and provides you with timely support in case of medical emergencies.
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Policy Type: Health Insurance Plan
Policy Information:
LIC’s Jeevan Arogya is a unique non-participating non-linked plan which provides health insurance cover against certain specified health risks and provides you with timely support in case of medical emergencies and helps you and your family remain financially independent in difficult times.
Health has been a major concern on everybody’s mind, including yours. In these days of skyrocketing medical expenses, when a family member is ill, it is a traumatic time for the rest of the family. As a caring person, you do not want to let any unfortunate incident to affect your plans for you and your family. So why let any medical emergencies shatter your peace of mind.
Policy Highlights:
- Minimum Basic Sum Assured: 1,00,000/-
- Maximum Basic Sum Assured: No Limit
- Premium Paying Term: 20 year
- Minimum Entry Age: 18 years (completed)
- Maximum Entry Age: 65 years (nearer birthday)
- Maximum Maturity Age: 25 years (last birthday)
- Mode of Premium Payment: Yearly, Half-yearly
- Accidental Death & Disability Benefit Rider is available on payment of additional premium.
Minimum Entry Age:
Self/spouse- 18years
Children- 3 months
Parents/in-laws- 18 year
Maximum Entry Age:
Self/spouse- 65years
Children- 17 years
Parents/in-laws- 75 year
Policy Benefits:
On Death:
Nothing is payable
On Maturity:
Nothing is payable
Surrender Value:
Nothing is payable
- Hospital Cash Benefit (HCB)
- Major Surgical Benefit (MSB)
- Day Care Procedure Benefit (DCPB)
- Other Surgical Benefit (OSB)
- Ambulance Benefit
- Premium waiver Benefit (PWB)
Mode and High HCB Rebates:
Mode Rebate:
- Yearly mode – 2% of Tabular Premium
- Half-yearly mode – 1% of Tabular premium
HCB Rebate:
| HCB | PI | Other than PI |
|---|---|---|
| 2000 | 500 | 250 |
| 3000 | 1000 | 500 |
| 4000 | 1500 | 750 |
Cover Ceasing Age:
Self/spouse- 80years
Children- 25 years
Parents/in-laws- 80 year
Optional Rider:
LIC’s Accidental Benefit Rider
LIC’s New Term Assurance Rider
Loan on Policy:
- Loan Facility is not payable under this plan
Income Tax Benefits:
- Premium paid under this plan is eligible for TAX rebate under section 80c.
- Maturity under this plan is free under sec 10(10D)
Book Policy Online
Fill the form. Our LIC Agent will contact you soon!
5 Easy steps – Policy Booking Process
Now purchasing LIC policy is easy and online! Fill the Contact Form. Our dedicated LIC Agents will guide you through the process.
Fill the 'Book Policy Online' Form
Fill the ‘Book Policy Online’ form by providing your necessary information & select the policy.
Our LIC Agent will call you
Our dedicated LIC Agent will call you & guide you in selecting the right policy as per your needs.
Form Filling & Document Verification
Our LIC Agent will fill the form for you. Document Verification will be done online. Or you can visit our LIC Branch for document verification.
Pay the First installment of premium
Pay the first instalment of your policy premium to the LIC Bank account. Our Agent will verify your payment and send you the payment receipt.
Your Policy is registered!
After the successful payment, your policy will be registered & you will receive the policy documentation from LIC.
Enjoy the policy benefits!
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